Sometimes it is hard to know where to start when you are looking to buy a home. Many NFCC member agencies provide homeowner counseling and education services. We offer advice to help you, including how to:
- Understand the home buying process
- Decide how much you can realistically afford
- Review your credit and help you prepare your credit for homeownership
- Develop a savings plan for your down payment
- Decide what kind of mortgage is right for you
Finding a home you like is just the beginning. Learning what is involved in being a homeowner will save you time and unnecessary worry and will probably save you money in the long run.
Even if you are already a homeowner, we can show you how to develop a monthly budget to help you plan for household expenses, improvements, and those "unexpected" bills that sooner or later will need to be paid.
NFCC Educational Resources
The NFCC has developed an educational workbook
Keys to Homeownership to assist consumers in making the right decisions when purchasing a home.
Housing/Mortgage Troubles
If you are having problems making your rent or mortgage payments, the thought of losing your home can be terrifying. We can help. Landlords and lenders are often willing to be flexible about repayment of late or missing payments. Our Certified Housing Counselors will help you review your finances, discuss your options and develop a plan to get back on track.
